How GibiPay Works: Simple, Smart, Seamless
With one initial setup, a lifetime of financial and rewards management delegating
Connect Your Cards
Securely link all your credit and debit cards to GibiPay in minutes. We work with all major financial institutions and use bank-level encryption to ensure your data is always safe.
AI Optimization
Once your cards are linked, GibiPay’s AI starts learning your spending habits and financial goals. Whether it’s earning the most rewards, avoiding interest, or choosing the right financing options, our algorithm makes smart, personalized recommendations.
Make a Purchase
When you’re ready to buy, simply swipe your GibiPay card, and our AI will select the best funding source for you. You'll get a notification with details on why the card was chosen and how much you saved or earned.
Track Everything in One Place
From your personalized dashboard, you can track your rewards, spending, and card activity all in one place. Stay informed and take control of your finances with ease.