Unlock the Full Power of Every Purchase with GibiPay Features
One smart card, your finances, your rewards, AI-optimized at every purchase, all in one place
AI-Powered Payment Optimization
GibiPay’s proprietary AI engine learns from your spending habits and optimizes every transaction to ensure you get the best outcome—whether that’s higher rewards, lower interest rates, or a mix of both.
Consolidate All Cards into One
No need to carry around multiple cards—GibiPay links all your credit and debit cards into one smart card, which handles the decision-making for you.
Centralized Dashboard
All your accounts and rewards, in one place. GibiPay’s dashboard gives you an easy-to-understand view of your financial data, including total rewards earned, spending categories, and real-time card balances.
Personalized Recommendations
GibiPay doesn’t just tell you what you’ve spent; it gives you proactive insights and suggestions to help you make the most of future purchases.
Security Features
GibiPay uses 256-bit encryption to protect your data, along with real-time fraud detection and 24/7 monitoring to keep your finances secure.